Banks offers travel and vacation loans.

Loans for travel and holidays are solutions that the various financial companies have designed and studied specifically for all those who want to go on vacation and would like to do it without thinking too much about the cost of the holiday itself.

Travel and vacation loans, let’s go on vacation

Travel and vacation loans, let

One of the trends that comes back to dominate every summer is that of holiday loans. Both at the arrival of the summer, and perhaps during the Christmas and New Year period, requests for holiday loans go up very quickly.

As you can understand from the name, they are loans that can be requested for the holiday itself and to purchase everything that is around this type of travel.

Travel and vacation loans allow you to buy pretty much everything related to your vacation. In addition to spending at your favorite travel agency, you can also finance all incidental expenses, such as lunch in a restaurant or purchases to make as a souvenir, or tours, in case you decide to take an organized holiday.

Travel loans and beach holidays

Travel loans and beach holidays

The arrival of the warm season makes you want to go to the beach. Regardless of what your summer destination is, if the beautiful and always crowded, or a lesser known location, travel and beach holidays loans are the best solution to be able to buy a stay and pay it in installments.

Free and no-obligation quote

Travel loans and holidays in the mountains

Travel loans and holidays in the mountains

The winter season (but also the summer season, for those who want to escape from the heat and take refuge “among four mountains”) is ideal for holidays in the mountains. The mountain is perfect for those who love skiing, snowboarding, rolling in the snow or simply taking walks in the open air, breathing away from the smog of the city.

Free and no-obligation quote

Spa and wellness loans

Spa and wellness loans

The well-being of the natural person is something that should never be forgotten.

Unfortunately, the stress that accompanies us practically every day makes us forget, sometimes, to unplug and take a break.

Fortunately, there are many fantastic locations where you can spend a few days in complete relaxation, such as the most famous Italian spas, such as Salsomaggiore, just to give an example.

Free and no-obligation quote

Loans for cruises

Loans for cruises

The cruise, for many “the” vacation.

Going a few days on a cruise allows you to live a travel experience like you don’t find elsewhere, since with a single vacation you can touch various places.

Cruises in the Mediterranean, those in Northern Europe, or even in exotic places or in the East, are all wonderful.

There is of course to consider the variable cost, which sometimes could easily exceed 1,000 USD per person (depending on the duration, where you go and the time of year you turn), but fortunately travel loans and Cruise vacations are perfect for easing the burden of cost and not thinking about anything but having fun.

Free and no-obligation quote

Loans to take a holiday with a camper

Loans to take a holiday with a camper

Within this type of financing are the so-called camper loans, designed specifically to allow you to buy a “house with wheels”, pay it in installments comfortably and not give up on a holiday with your whole family without thinking about how and where to book hotels or apartments, but leaving everything to the spirit of adventure and the desire to discover.

Free and no-obligation quote

Reimbursement of the sum and type of installments

Reimbursement of the sum and type of installments

The repayment of the installments is usually on a monthly basis, with installments that are fixed in both the rate and the amount.

The maximum duration of the loan is usually 120 months (depending on the financial for which you opt), while the repayment of the sum can be made by direct debit from the bank account, postal order or, in the case of assignment of the fifth of the salary or the pension, by withholding the installment from the paycheck / pension (find out all about the refund of the transfer of the fifth).

Who can apply for travel and vacation loans

Who can apply for travel and vacation loans

Practically all those who have the age of majority (and usually up to 75 years) can apply for this type of financing.

Loans for the holidays, when requested

Loans for the holidays, when requested

In order to apply for this particular type of loan, there are two possible ways:

  • the first is to apply directly to the travel agency, which will take care of sending the loan request to the finance company and managing the case
  • the other is to contact the money provider directly.

Travel agency vs. financial, which is better?

There is no absolute best method to apply for a vacation loan. Choose the solution that is most convenient for you and maybe the one that allows you to have the lowest interest rate, perhaps asking for free and no-obligation loan quotes.

After obtaining the funding, all you have to do is think about organizing your trip.

As said before, the sum you will get will cover up to 100% of the expenses to be paid on vacation.

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